101Investing review ✨ – Full Review (Features & Platforms)

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101investing review - summary
101investing logo

  • Demo Account: Yes
  • Min. deposit: $250
  • Trading Platforms: Desktop, Web & Mobile
  • Assets: CFDs on Forex, Crypto, Indices, Stocks & Commodities
  • No commissions
  • Quick sign up


82% of retail investor accounts lose money when trading CFDs


When choosing an online broker for trading, especially CFDs, you may encounter misguiding information that can make the whole search complicated. 101investing is such a broker, and so we have prepared a review of the 101investing broker to make it easy for you to understand the platform.

In this 101investing broker review, we break down the platform’s features, account types, regulations and give you all the details you need to know about 101investing.

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Our 101investing review: What is 101investing?

101investing is an online trading platform that provides complex financial derivatives (CFDs) on over 250 financial instruments. An investor can trade CFDs on shares, Forex, Cryptocurrencies, Commodities,   Indices, and Precious Metals.

101investing firm was established in 2016 in Cyprus as part of the FXBFI Broker Financial Invest Ltd. Being in Cyprus, and the broker gets authorization and regulations from Cyprus Securities and Exchange Commission (CySEC). Like many other brokers regulated by CySEC, 101investing holds a membership position with Investor Compensation Fund (ICF), which means investors are guaranteed compensation if the broker collapses.

The broker offers several account types (Pro, Platinum, Gold, and Silver) and Islamic and demo accounts. In this review of the 101investing platform, we discuss the different trading platforms and each account’s features.

101investing home page

Things we like
  • Easy sign up
  • Innovative platform
  • Wide variety of markets
Things we don't like
  • High percentage of retails losing money

Trading Platforms

101investing broker offers its clients access to the powerful Meta Trader 4 (MT4) platform for trading both on the web and on downloadable software.

Meta Trader 4

Review of 101investing - MT4 platform

The MT4 platform is rich with features that most traders love. It has a simple interface that can be easily customized to create a preferred trading environment to boost the trading experience.

The 101investing MT4 platform is downloadable from the 101investing website, both for Windows and Mac devices. You can sign up from the software or log in using your account details so that you can fully enjoy the platform.

Some of the features that you’ll find on the MT4 platform include:

  • 9-time frames ranging from one minute to one month to allow you to set your trading time accordingly.
  • More than 30 in-built indicators such as RSI, Bollinger Bands, Moving Average, MACD, and many others to help you conduct comprehensive market analysis.
  • Complete trade history for reference and strategy testers for backtesting with the historical data.
  • Multiple market order types such as instant, pending, and limit orders and their execution modes.
  • One-click trading as well as automated trading with EAs (expert advisors).
  • Over 24 analytical tools such as Fibonacci and Gann tools, shapes, and arrows for easy market analysis.
  • MQL editor that helps you to create trading tools and customize them according to preference.
  • The user interface is fully customizable to suit the traders’ requirements.
  • Price alert notifications pop up on the trading platform or are sent to the email or show up as an SMS.


Review of 101investing - web platform

The WebTrader allows you to trade on the MT4 platform online without downloading the software. It’s the parent host for the 101investing trading platform.

With the WebTrader, you’ll have access to more than 250 financial assets, over 30 indicators, analytical tools, and many other features. Since it’s accessed on the internet browser, you’ll need to have a stable internet connection and a secured browser.

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Markets and Trading Products

101investing offers many financial assets that you can trade as CFDs. They include:

  • Forex – There are over 45 currency pairs that you can trade on CFDs. The most popular currency pairs are EUR/USD, EUR/JPY, and AUD/USD.
  • Stocks – There are over 75 stocks (popular globally) on 101investing trading platform which are tradable on CFDs. The most-traded global stocks are Facebook, Sony, Microsoft, Intel, eBay, and Amex.
  • Cryptocurrencies – Popular cryptocurrencies like Bitcoin and Ethereum are available on 101investing. There are over 20 other cryptocurrencies on the platform and can be traded as CFDs.
  • Commodities – Both hard and soft commodities are available for CFD trading. Some of the popular commodities are gas, oil, silver, brent, coffee, corn, and gold.
  • Indices – You can trade the world’s most popular indices such as S&P 500, CAC 40, FTSE100, and DAX 30.

101investing broker - overview

101investing Fees

Fees are charged as trading and non-trading fees. However, the broker charges no commissions on the trades, so investors can freely trade on any asset.

  1. Trading Fees

On 101investing, the amount of trading fees varies depending on the type of account you’re holding and is commonly known as the spread.

Looking at each account type, you’ll realize that spreads start from 0.07 pips on a Silver account, 0.05 pips for a Gold account, and 0.03 pips for a Platinum account. Spreads also vary depending on the asset you’re trading on.

For example, spreads on indices start from 1.0 pip, 0.03 pips on commodities, and 0.7 pips on forex.

  1. Non-trading Fees

Non-trading fees are charged in different ways. Such as:

  • Inactivity fees – an account is classified as inactive if no activity is done on the account for 60 days. After 60 days, a high inactive fee (about 160 EUR) is imposed on the account. The inactivity continues to be reviewed, and more charges are incurred after every 30 days. If the account balance is zero, the account is turned into a dormant account and can be reactivated if the investor contacts the company and funds the account again.
  • Deposit and withdrawal fee – 101investing does not charge a deposit or withdrawal fee. However, a small fee may apply if the amount withdrawn is less than €100.
  • Overnight fees – This is a fee charged on positions left open through the night. It’s also called Swap or Financing fee or Rollover fee.

How to Open an Account with 101investing

How to Open an Account with 101investing

The process of opening an account with 101investing is quick and only takes a few minutes to complete. Here are five simple steps in opening a live trading account.

Step 1 – Go to the 101investing homepage and click on the “Open Account” button on the page.

Step 2 – Fill in the form requiring your details. You’ll be required to provide your valid email address and a working phone number in this form. You’ll then get a second form which will require more information like your residence address and birthday.

Step 3 – In the next step, you’ll be prompted to answer a few questions on your experience and economic profile, which will be helpful in customizing your account. The questions will be about your trading experience, your net worth, and your source of income.

Step 4 – Verify your 101investing account by providing documents showing your proof of identity and proof of address. Providing these documents is a requirement as per the KYC & AML regulations.

Step 5 – The last step is to fund your 101investing account with a minimum of $250 and start making trades. Before proceeding to this step, it’s important to carefully read through terms and conditions and understand them and continue with the process if you agree to them.

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Deposit Methods


On the 101investing trading platform, there are several payment options accepted from different regions, while others are universal. Some of these deposit methods include:

  • Traditional bank wire transfer.
  • Credit and debit cards
  • eWallets like Skrill, WorldPay, eMerchantPay, SafeCharge, Paydoo, and SolidPay.

All deposits are free and do not incur any broker deposit charges on 101investing. The minimum deposit is set at $250.


Withdrawals on 101investing are initiated by sending a withdrawal request email to the support team or filling a request form available on the Client Portal. The request is processed within the same day or the following day, depending on the time the request was sent.

Whether you receive the cash on the same day or not depends on the payment method you’re using to receive the funds. Some like e-wallets receive payments instantly, while bank transfers can take up to 7 days.

Withdrawals are free for any amount. However, FXBFI Financial Broker Invest Ltd can charge a standard withdrawal fee of EUR 50 if the account had been left inactive or with little activity before requesting for withdrawal.

Account Types

On 101investing, you’re spoilt for choice when it comes to account types. The broker offers all clients access to a demo account, which they can use to familiarize themselves with the platform before trading on the live account.

Let’s look at the different account types.

101investing account types

Demo Account

The demo account allows any prospective user to test the MT4 platform and try out all available features. It’s customized to respond to real market movements and price fluctuations in real-time.

The demo account has access to virtual cash, which traders can use to practice in the demo account under real market conditions. The demo account’s risk-free nature allows new users to practice comfortably until they are familiar with the platform.

The demo account is not mandatory, so you can choose to use it or not. It’s only there for occasions when you need it. For example, you might need to test new indicators and trading strategies without risking your account balance so you can use the demo account.

Real Accounts

101investing has four account types, namely Silver, Gold, Pro, and Platinum. They all have different features that make each of them unique.

Silver Account

  • It allows a minimum deposit of $250.
  • The spreads start from 0.07 pips.
  • The maximum leverage is 1:30.
  • Trade over 250 financial assets.
  • No commissions.

Gold Account

  • Clients receive a 25% discount on overnight charges.
  • The spreads start at 0.05 pips.
  • The maximum leverage is 1:30.
  • Access to over 350 financial assets.
  • No commissions.

Platinum account

  • Clients receive a 50% discount on overnight charges.
  • The Forex spreads start from 0.03pips.
  • The maximum leverage is 1:400.
  • Access to over 250 financial assets.
  • No commissions.

All these three accounts have access to a dedicated account manager, free VPS, and news updates.  Also, they allow hedging for both retail and professional clients.

Professional account

The professional account is exclusive and personalized for VIP clients. Such a client has to qualify by meeting any two of these requirements.

  1. They should have a portfolio greater than $500,000 exclusive of property & cash.
  2. Their trading history should show positions of the significant amount placed down to broker discretion.
  3. They should have a work history as a professional trader.

Any client with proof of any two of these requirements qualifies as a professional trader, and all ESMA regulation restrictions are removed.

With the professional account, leverage goes up to 1:500 or more as they continue to trade.

Islamic Account

101investing accepts Shariah-abiding clients and thus creating an account for them which is compliant with the Shariah law. These traders enjoy swap-free trading services and can trade following their beliefs.

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The leverage varies depending on the account type, the financial asset being traded, and whether the client is retail or professional. The leverages are set in compliance with the ESMA standards as per the CySEC regulations.

Silver and gold account holders enjoy maximum leverages of 1:30, while platinum account holders enjoy leverages as high as 1:400. Retail clients have the leverages vary across assets as follows:

  • Forex – 1:30
  • Commodities and Indices – 1:20
  • Cryptocurrency – 1:2
  • Stocks – 1:5

Professional clients holding pro accounts enjoy higher leverages of 1:500 on some assets.

All clients (retail and professional) are warned of the risks involved when using leverage and encouraged to use risk management tools available on the 101investing platform.

Mobile Apps

101investing broker review - MT4 app

The MT4 mobile app helps the trader experience all the powerful MT4 features right on the palm of their hands. With access to all the analytical tools and trading capabilities of the MT4 platform, traders can trade comfortably, just like with the desktop platform or the WebTrader.

The app can synch activities performed on the desktop or Webtrader and continue them on the app. For example, if you place a trade on the WebTrader, you can go on your business and later close the trade on the mobile app.

The app is compatible with Android and iOS operating systems. Once installed, clients have access to all features, including order types and their executions, charting tools, trading history, different time frames, and contact support right on the app.

101investing review - mobile app

Deals & Bonuses

101investing runs an affiliate program accompanied by high payouts up to $800 per successful referral. The payouts are determined by the number of trades a referral makes, VIP conditions, account upgrades, and high performance on the platform.

101investing operates under strict CySEC regulations and restrictions, which limit the offering of bonuses to the clients. Such bonuses like the first deposit bonus are not available on 101investing, even though some brokers offer it to their customers.

Such bonuses are meant to attract new clients and motivate registered members to invite others and help the platform grow. 101investing is way past that and thus focuses on quality clients and offering them quality services.

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101investing Regulation

A well-regulated broker has to fulfill all compliance obligations and meet set financial standards and legal requirements for its operation in a designated region. 101investing as a part of the FXBFI Broker Financial Invest Ltd follows regulatory guidelines from CySEC and holds a license with the number 315/16.

The FXBFI Broker Financial Invest Ltd is licensed to offer both investment and ancillary services. The investment services include:

  1. Receiving and transmitting orders placed on any financial instrument.
  2. Executing the orders on behalf of the investors.

The ancillary services are:

  1. Administering financial assets and keeping funds safe in services like custodianship.
  2. Offering foreign exchange services and providing investment services.

The license is subject to the law as CySEC is a member of the European Securities and Markets Authority (ESMA). The law culminates with the EU regulation, MiFID II. It allows for the provision and operation of investment services as well as the operation of regulated financial markets to ensure high-level security for the investor and their investment.

Pros & Cons

Like any other online trading broker, there’s what to love and what not to love about 101investing.

  • The broker is registered and strictly regulated by the reputable CySEC regulator.
  • It uses the MT4 trading platform, which many clients love because of its user-friendliness and powerful features.
  • There is a wide selection of educational materials available for clients to learn using them.
  • The availability of multiple account types allows clients to open one that suits their needs and preferences.
  • There are multiple deposit options that clients can use to fund their accounts despite their location.
  • Trading on the platform is cheap as the broker charges zero commission on trades.
  • The spreads are not very tight.
  • US clients cannot open an account with 101investing.
  • There are no daily updates on market analysis.
  • The broker doesn’t offer social trading services.
  • The broker charges a very high account inactivity fee.

Customer Service

101investing is increasingly improving its customer service, as there are now several ways to contact the support team. The support is available on business days, Monday to Friday, from 0800 h to 1800 h GMT.

Some of the ways to contact the support team are through:

  1. Phone – +357 80092740
  2. Live chat on the mobile app and the website.
  3. The online contact form on the ‘Contact Us’ page.
  4. Email – support@101investing.com

The response time to any of your queries will depend on the time you send in your query, but most people seem satisfied with the live chat response speed.

The broker has created an FAQ segment where you can find answers to some of the queries you may encounter, so you might want to check through this section before reaching out to support.

101investing live chat


As mentioned earlier in this 101investing trading broker review, the broker is registered, licensed, and regulated by CySEC and adheres to EU law regulations.

Other than the broker regulations offered by regulatory bodies, the broker has invested in state-of-the-art features that keep the clients safe as they trade on the platform. Such features include:

  1. Impenetrable firewalls and SSL software.
  2. Platform moderation by level 1 PCI compliance service.
  3. Servers are installed in SAS 70 certified data centers.

Clients can also trade with peace as their funds are protected in the CySEC regulations. The regulations require that clients’ funds be segregated and kept separate from the company’s funds.

Also, its membership with Investor Compensation Fund (ICF) guarantees compensation for clients with account balances of up to $20,000 in case the broker liquidates.

Taking personal measures to keep the account safe is also recommended because of the possibility of hacking by online fraudsters. Therefore, clients are encouraged to use strong passwords, two-step authentication measures, safe and protected browsers, and secure internet.

Our Conclusion on 101investing

101investing has been in operation since 2016, and within a short time, it has amassed a good client base and a good reputation. Their license numbers are legit, and their credibility cannot be questioned.

In our view, the broker is a good choice for both amateur and veteran traders. All investors, whether retail or professional, enjoy good security for their investment as well as protection for their data.

Before signing up for 101investing, we’d recommend that you check out reviews from people who have already been using the site and shared their experiences. You can also check out the 101investing website for learning materials you can use to equip yourself before starting the site.

The demo account comes in handy to prepare you for the real market as you can trade in real market conditions using the virtual cash available in the demo account. With enough practice, you’ll be ready to make huge profits from the broker.

101investing has a wide range of financial assets that you can trade on CFDs. These assets include cryptocurrencies which are now very popular in the world market. The platform offers a great opportunity to profit from all these financial assets, including stocks from big companies across the world.

Our review of the 101investing broker serves as a guide to what the broker is about and the services they offer so that you’re able to make an informed decision before choosing it as a broker of choice. You should remember that the risk involved in trading CFDs is very high, and therefore, you should look out for the investment you make to ensure you get the projected returns.

101investing logo

  • Easy to use
  • Min. deposit: $250
  • No commissions


82% of retail investor accounts lose money when trading CFDs


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Accepted Countries

101investing accepts clients from select countries. Some of these countries include Czech Republic, Ireland, Greece, Netherlands, Cyprus, United Kingdom, Finland, Switzerland, Liechtenstein, Slovakia, Romania, Slovenia, Sweden, Norway, Iceland, Malta, Portugal, Austria, Hungary, Poland, Spain, Lithuania, Latvia, Croatia, Italy, Luxembourg, Estonia, Bulgaria, Germany, Denmark, and the Netherlands.

All these accepted countries belong to the European Union. Clients from the United States and other regions outside the EU are not allowed to open accounts with 101investing.


Is 101investing legit?

Considering the broker’s registration status and the regulations imposed by the CySEC, we can comfortably say that the legitimacy of the broker is valid. CySEC ensures the safety of the investors and their investment as well as provides compensation in the event that the broker liquidates.

It’s important to understand how the platform works in terms of investing, returns, and withdrawals so that you can enjoy an easy time trading on the platform.

What’s the minimum deposit on 101investing?

All account types accept a minimum account deposit of $250 (or other accepted currencies).

What platforms are available at 101investing.com?

The 101investing trading platform is available through the Meta Trader 4 (MT4) platform and can be accessed on the web, the mobile app, and the desktop app.

101investing vs. Other Brokers

Online brokers differ in many ways, and therefore we compare 101investing with two other popular brokers offering similar services. We compare them in terms of regulations, trading platforms, financial assets, and other factors.

101investing vs. IC Markets

101investing is regulated by CySEC only, while IC Markets gets regulations from ASIC, CySEC, and FSA. This means that IC Markets accepts clients from more regions across the world and not limited to the European Union countries only.

While 101investing offers CFDs on the financial assets available on the platform, IC Markets offers CFDs, futures, Cryptocurrency, and Forex financial services, so traders have more options to invest in.

The minimum deposit on 101investing is $250, while that of IC Markets is $200. With extensive coverage worldwide, IC Markets offers more payment options to suit its large customer base than 101investing.

Both brokers have won awards in their different regions as best brokers in different categories.


101investing vs. eToro

eToro offers multi-assets where traders can invest in stocks and other assets and trade as CFDs, while 101investing only offers assets to be traded as CFDs.

101investing is regulated by CySEC, while FCA regulates eToro. With eToro’s FCA regulation, it is easily accessed by clients from countries across the world, even those outside the European Union.

eToro accepts payment from a wide range of payment methods, allowing clients to make easy deposits from any region. The minimum deposit for eToro clients is $200 (and $50 for US-based clients), while that of 101investing is $250.

Unlike 101investing, which doesn’t accept US-based clients, eToro offers its services mostly to US clients and to the rest of the world.

eToro has special social trading features which help clients to practice copy trading. This is a service that 101investing does not offer.


101investing logo

  • Easy to use
  • Min. deposit: $250
  • No commissions


82% of retail investor accounts lose money when trading CFDs


? Sign up now to win a gift card –>

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